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Chequeless shopping
• A NUMBER of high-street retailers have recently announced they will no longer offer customers the opportunity to pay by cheque.
While the slow death of cheques is probably inevitable, older people remain more likely than other age groups to continue to use cheques.
We would recommend the following advice for any older readers who often pay for their shopping by cheque and are concerned about these changes:
l Consider asking your bank or building society for a chip-and-pin or a chip-and-signature card. If you have trouble understanding how these work, you can ask your bank or building society for instruction.
l In the case of chip-and-pin, the personal identification number (PIN) provides added security for card transactions and, if you misplace either type of card, you can cancel it straightaway.
l For those who find it difficult to use PIN numbers, the chip-and-signature card is a better option. All retailers should offer the facility to use this type of card where you can sign for goods.
RACHEL CORRY
Your Money Matters programme manager
Help the Aged
Pentonville Road
N1
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